Posts by chris

4 Best Mortgage Tips For First Time Home Buyers

Buying a home is exciting. And whether it’s your first home, or even your 3rd home, it can get a bit stressful too. From first time home buyers to market veterans, there’s a lot to take in when it comes to mortgage financing.

Credit Reports: How To Get Yours For Free & Make Corrections

Before applying for a mortgage check your credit to verify that your personal information is up to date, your financial information is correct and ensure that you aren’t the victim of fraud.

Chris Molder Mortgage Expert On Ratehub Home Buyer Jeopardy

Who doesn’t love a contest? Especially when the prize is $300 bucks. And the good people at ratehub invited me to participate in their Homebuyer Jeopardy contest. For details on the contest check out their Facebook page.

Testimonial From A Client I Had To Share

Being a mortgage broker can be tough. There’s plenty of competition and choice for mortgage borrowers. With a crowded market place it’s a challenge to differentiate my service as a mortgage broker from that of the bank.

Video: Canadian Mortgage Rule Changes

Since the announcement by Ottawa in late June, 2012 that it would make changes to the mortgage rules, I’ve been flooded with lots of questions. Part of my role as a mortgage broker is to help educate borrowers.

30 year amortization gone as Canadian mortgage lending rule changes

By now you’ve probably heard that the Government is making changes to the mortgage rules. Among other changes, the maximum time you can amortize your mortgage changed from 30 years to 25 years. The new rules kick in on July 9th.

Maximum Amortization Decreased To 25 Years

Amortization period changed from 30 to 25 years and maximum amount for a refinance decreased to 80% of your home’s value.

Sufficiency Friday: Quantum Physics & Getting What You Want

You may not know this about me but when I’m not doing mortgage broker stuff I’m out on the water sailing and racing.

7 Steps To Prepare Your Mortgage Application

Lining up outside on a cold January evening isn’t my idea of a fun time. Teeth chattering. Ears frozen. Fingers numb.  Yet, there I was, with my friend, trying to get last minute tickets to a show.