Property Taxes, What You Need To Know

Property taxes

More taxes? Yup, that’s right on top of your mortgage payment and maintenance fees (if applicable) there are wonderful property or realty taxes.

As a first time home buyer taxes might go over your head with all the details you have to consider. So here’s a little property tax crash course: Read More

Best Mortgage Lenders In Canada 2014

Who is the best Canadian mortgage lender?

Singling out one lender as THE BEST would be next to impossible. Can’t be done.

Canadian mortgage lenders are some of the most prudent and well-managed in the world.

Competition is fierce among lenders; those that can’t compete quickly get left behind. Read More

My Appearance on Money Moron

“Hey! I know that guy!” is a common reaction I got from clients and friends when episode #9 of Money Moron aires on Slice Network. I get my 60 seconds of fame as a mortgage broker on prime time t.v. offering advice and a reality check to a young couple struggling to wrap their head around money and their dream of home ownership. Read More

Focus On Amortization

So you want to pay the least interest as possible on your mortgage? I don’t blame you.

When banks announce their quarterly profit reports in the billions of dollars it’s enough to make your blood boil. Read More

My Evening At CAAMP’s Mortgage Hall Of Fame Awards Night 2013

I’ve never been one to get too hung up on titles or acronyms at the end of a name, especially when it comes to my own. Noticeably absent from my business cards and this blog are 3 letters, AMP. Read More

Getting Mortgage Financing For Small Condo Units

Small is the new big when it comes to up and coming condo developments in the city of Toronto. In an effort to maximize density and keep real estate affordable for an ever more expensive market, builders are designing smaller and smaller units. Read More

How To Pay Off Your Mortgage In 5 Years With Founder Deacon Hayes

Imagine paying off all your mortgage debt in five years. It’s possible. Deacon Hayes of is making it a reality, he and his wife are on track to do just that.

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How To Pay Your Mortgage Quickly & Save Thousands of Dollars In Interest Payments

Chances are you’re probably not getting the best mortgage advice.

Banks and many mortgage professionals are busy competing on just the lowest rate.

But fail you when it comes to showing you how to reduce your mortgage debt more quickly and save you money on unnecessary interest payments.

Read More

First Time Home Buyers, Quoted in the Toronto Star

I was recently contacted by The Toronto Star business reporter  Susan Pigg to provide some insight into what I am observing in the Toronto condo market. The most current numbers released by TREB indicate that Toronto real estate sales volume was up 21% and along with prices up 5.5% summer 2013. Read More